1. Build good relationships,no one knows tomorrow.Keep your circle small, keep only sensible friends and those who are ready to help you no matter the circumstances!
2. Planning is the key, if you fail to plan, you plan to FAIL.
3. Don’t do more than your budget this year, there is no award given to best person that wore an expensive cloth for the year.
4.Don’t be in competition with anyone…The purpose of shoes and clothes are to cover our bodies and make us look smart and good.
5. Take advantage of food and fruits in season, its cheaper and you can be creative to create amazing meals. Every fruit in each season is meant to help your body fight sickness or health challenges in that season.
6.Don’t copy your neighbor’s lifestyle, He or she earns well, her husband is a ‘big man’ or the wife is from a supportive family or your friends parent are rich. Whatever the reason may be Don’t compare yourself with your neighbour everyone carries different grace.
7. Don’t follow trends,wear clean well-ironed clothes and keep your hair neat,look beautiful and presentable.You would still look good.
8. Put your kids in schools you can afford because expensive schools don’t guarantee good results or Education. Just ensure they attend a good affordable school, buy their books and supervise their assignments/ Home work. Don’t be too busy that you cannot have time for your family. Family time is very Important.
9. Rent apartments you can pay for conveniently. Don’t live in a house you struggle to pay rent yearly. If your 1 or 2months salary or business profit can’t pay for your accommodation.
10. Plan your spending ahead,you don’t want to just go on spending on things you are not sure if the money at hand can afford. To avoid falling into debt or nor having any savings left.
11. Let’s plan our lives and live within our means.Save more and spend less and Invest wisely. Avoid unnecessary Expenses and outings. Never invest in something that will make you rich overnight, it is Financial Scam. No seed grows to a tree overnight and provide fruits, not even tomatoes .
12. Above all things, have the fear of God, have integrity, don’t be lazy and be very prayerful. Also be grateful for life and be good